Tylt Onboards with a Pan-European API & VASP Provider — Open Banking + Stablecoin Settlements for High-Friction Verticals
By Tylt Editorial Team
Nov 11, 2025
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2.4
minutes
As digital assets converge with traditional finance, operators need rails that are fast, compliant, and reliable across borders. Tylt has successfully onboarded with a licensed Authorised Payment Institute and Virtual Asset provider in Europe—bringing open banking pay-ins, named IBANs (POBO/COBO), multi-currency accounts, and SEPA/SWIFT connectivity together with Tylt’s crypto payment gateway and instant stablecoin (USDT/USDC) settlements.
This collaboration deepens Tylt’s banking network and liquidity reach, enabling merchants to accept, route, and settle payments with greater certainty—especially in complex, high-friction verticals.
The Vision: A Single, Compliant Bridge Between Fiat and Crypto
Payment teams often juggle multiple PSPs, processors, and compliance requirements. Tylt’s approach is to abstract this complexity—giving merchants a way to accept fiat via open banking, accept crypto natively, and settle in stablecoins under a regulated framework that scales.
Open Banking → Tylt Treasury: Account-to-account (A2A) transfers, collected via named IBANs, land into consolidated treasuries with predictable cut-offs.
Crypto Acceptance → Instant Settlement: USDT/USDC acceptance through Tylt’s CPG (payment links, checkout, invoices, QR), settling to wallets or to fiat via supported ramps.
Operational Guardrails: KYB-first onboarding, AML controls, and auditable flows suitable for high-volume and high-friction use cases.
What This Onboarding Unlocks
Open Banking Pay-Ins Across Europe
A2A initiation with strong customer authentication
Named IBANs (POBO/COBO) for collections, supplier payouts, and marketplace flows
SEPA/SWIFT reach and multi-currency accounts for EUR and major currencies
Seamless Fiat ↔ Stablecoin Conversion
Accept fiat via open banking; settle in USDT/USDC through Tylt’s compliant cross-ramp
Improve reconciliation with clear ledgers, predictable settlement windows, and proofs for finance and compliance teams
Crypto-Native Payment Acceptance
Tylt CPG for direct USDT/USDC acceptance: payment links, embedded checkout, invoices, and QR
Instant, borderless settlements with enterprise-grade controls and reporting
Unified Orchestration for Complex Flows
Smart routing and auto-failover across processors
Centralized reconciliation, settlement batching, and multi-entity treasury views
Extensible APIs to plug into ERPs, CRMs, and back-office tools
B2B Infrastructure Enablement
Cross-border settlements and treasury management for multi-region operations
POBO/COBO support (pay-on-behalf / collect-on-behalf)
Foundation for marketplaces, payroll, affiliate payouts, and other enterprise use cases
How It Works — High-Level Flow
Merchant Onboarding (KYB): Tylt verifies the entity, UBOs, anticipated flows, and risk profile.
Enable Rails: Open banking (A2A) + named IBANs + SEPA/SWIFT are provisioned; crypto acceptance via Tylt CPG is activated.
Payment Acceptance:
Fiat: Customer initiates A2A via open banking; funds delivered to the merchant’s IBAN.
Crypto: Customer pays in USDT/USDC via Tylt checkout/link/QR.
Settlement & Treasury: Merchants choose stablecoin settlement, fiat payout, or mixed strategies—supported by routing rules and treasury policies.
Reporting & Controls: Unified ledgers, downloadable statements, and compliance artifacts for audits.
Who This Benefits
iGaming & Entertainment: High-velocity deposits/withdrawals with better pass rates and rapid settlements
Cross-Border SaaS & Platforms: Subscription billing + global payouts
FX, Trading, and Web3 Ecosystems: Liquidity-aware routing and stablecoin settlement options
Marketplaces & Aggregators: POBO/COBO orchestration, multi-party flows, and reconciliation
Enterprise Treasury: Multi-entity, multi-currency cash management with crypto-native options
(Note: Service availability depends on jurisdiction and risk profile; prohibited industries and regions apply.)
Compliance, Risk & Safeguarding
KYB-First: Corporation docs, UBO/KYC, source-of-funds/source-of-wealth where needed
AML/Monitoring: Transaction screening, velocity/behavior checks, risk-based reviews
Safeguarding: Client funds held per EMI/VASP obligations; audit and reporting pathways
Data Security: API-first architecture with role-based access, logging, and evidence for audits
Example Merchant Journeys
Deposits → Stablecoin Treasury: Customer pays via open banking; Tylt settles to USDT/USDC for intra-day liquidity and on-chain payouts.
Crypto Acceptance → Fiat Payout: Customer pays in USDT/USDC at checkout; merchant requests SEPA/SWIFT payout to suppliers or ops accounts.
Marketplace POBO/COBO: Seller collections via named IBANs; Tylt handles routing, splits, and scheduled settlements.
What’s Next
Tylt will continue to expand coverage, add currencies, and deepen orchestration logic, so merchants can grow globally without adding operational drag.
If you’re operating in complex or high-friction payment environments, we’d love to help you modernize acceptance and settlement.
Speed. Compliance. Settlement — reimagined.
Unlock Seamless Crypto Payments Today!
Discover how Tylt’s secure crypto payment rails and instant stablecoin settlements can streamline your business. Get started now and elevate your payment experience!
