Social media is once again aflame with a sensational rumor that has sent the crypto world—and American Express users—into a speculative spiral. The latest buzz suggests that American Express is gearing up to roll out the first crypto-spendable card in partnership with Ripple, the company behind the XRP token and its lightning-fast blockchain infrastructure. The excitement took off after a post by XRP Chancellor, a prominent crypto-focused account on X (formerly Twitter), claimed that American Express had confirmed the start of production for the innovative card.

The claim was further amplified by Alts King, a Binance Square user, who declared, “BREAKING: American Express & Ripple Make Crypto History!” According to his post, the card would enable users to make instant crypto transactions using their Amex cards, effectively bridging fiat and crypto economies on a global scale. He even highlighted the possibility of earning traditional Amex reward points while spending cryptocurrency—an idea that electrified enthusiasts who see crypto as the future of money.

The concept of such a card is undeniably attractive. If true, it would revolutionize how consumers interact with crypto assets, making it as simple as swiping a card at a point-of-sale terminal. With Ripple’s blockchain reportedly powering the transactions, users would benefit from faster settlement times, increased transparency, and robust security features. The initiative, as described in the viral posts, promises a smooth blend of traditional financial systems and the new-age decentralized ecosystem.

But amid the hype, there’s a significant caveat: there’s no official confirmation from either American Express or Ripple. The absence of any press release or public statement from the involved parties has raised flags for many observers. In fact, some voices in the crypto community are calling for caution. One such voice, Ghostmentor from Binance Corner, suggested that the news might be just another viral rumor lacking concrete substance. His post emphasized the importance of verifying such claims before drawing conclusions or making financial decisions based on them.

Interestingly, the idea isn’t entirely out of left field. Back in 2017, American Express and Ripple did engage in a blockchain-based collaboration. According to a Reuters report, their partnership enabled American Express’ FX International Payments (FXIP) business to process real-time, trackable non-card payments from the U.S. to the U.K. That partnership was seen as one of the first major financial adoptions of blockchain technology and set the stage for future innovations. But whether that old relationship has evolved into a 2025 crypto card launch remains uncertain.

Industry experts believe that a product like this, if ever launched, could be a game-changer. It could bring more legitimacy to cryptocurrencies in mainstream finance, lower payment processing costs, and open up new revenue streams for traditional financial institutions. Moreover, such a partnership would likely trigger a ripple effect (no pun intended), encouraging other legacy institutions to adopt blockchain tech more seriously. The result? A faster, safer, and more inclusive global financial ecosystem.

Until then, though, this story remains in the realm of speculation. With no official word from American Express or Ripple, the crypto community is left with tantalizing what-ifs and a hope that the rumor turns into reality. For now, it’s best to enjoy the buzz—but keep expectations in check.